ARTICLES ABOUT coverage

October 23, 2019

TULIP Program Lapses

TULIP programs help renters obtain cost-effective insurance that meets the contractual obligations. If your facility users need TULIP coverage, your broker or homeowners insurance may be able to help. Explore your options within.

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October 23, 2019

Ask the Experts: What Determines My Workers’ Compensation Contribution?

How Workers’ Compensation contributions are calculated remains one of the greatest mysteries about insurance for many people—but it doesn’t have to be. Discover how we break it down and what you can do to lower your contribution.

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July 24, 2019

Workers’ Compensation Price Affected by Class Codes

Employee classification remains a powerful influencer in pricing this type of coverage. Find out how you can utilize them inside.

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April 16, 2019

New Malicious Attack Coverage

Even more protection for Property and Liability members

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March 28, 2018

Ask the Experts: What is Business Income coverage?

The CSD Pool includes up to $250,000 for Business Income including Extra Expense/Rental Income for a covered loss. Business Income will pay for net profit or net income that would usually be earned by normal operations had there not been a loss, including payroll.

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April 11, 2017

Ask the Experts: Covenant Enforcement

Members must disclose their participation in covenant enforcement for underwriting purposes and remit a nominal charge based on the number of homes. This allows us to provide coverage for any unforeseen risks involved with this type of exposure without having to raise rates for every member.

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October 10, 2016

Board Member Coverage 101

Workers’ Compensation laws require that you carry coverage for your board members, but there are caveats that most people are not aware of.

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October 10, 2016

Ask the Experts: Excluded Property Coverage

Insurance topics can be confusing, so our experts tackle a couple of common questions about excluded property features such as ponds, parking lots, paved areas, underground pipes, and more.

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April 13, 2015

Ready For Takeoff: The Rise of the Drones

Not long ago, the idea of the skies being filled with flying robots capable of conducting detailed and varied tasks would have sounded like science fiction.

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April 13, 2015

Safeguarding Against Spring Thaw Flooding and Storm Damage

Spring is now officially here, and as the warmer weather settles in to stay, the winter season’s snow can melt rapidly, pushing rivers and streams to the brink and dramatically increasing the risk of flooding.

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