ARTICLES ABOUT coverage

March 31, 2020

Hail Deductible Buyback Deadline Approaching

May 1 is the deadline to purchase the buyback endorsement for the 2020 season. Discover the details and pricing inside.

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January 23, 2020

How is Hail Affecting Pricing?

Discover how hail and other severe weather trends are changing coverage and what members can do to get ahead of Mother Nature’s unpredictability.

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January 23, 2020

How Much Does Business Interruption Coverage Cost?

Understanding what indirect damages may affect an organization can make the difference when it comes to keeping the doors open and staff on payroll.

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January 23, 2020

New Volunteer Accident Policy Now Available

Effective on January 1, members will receive this benefit free of charge for the first year to provide care for their volunteers.

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October 23, 2019

TULIP Program Lapses

TULIP programs help renters obtain cost-effective insurance that meets the contractual obligations. If your facility users need TULIP coverage, your broker or homeowners insurance may be able to help. Explore your options within.

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October 23, 2019

Ask the Experts: What Determines My Workers’ Compensation Contribution?

How Workers’ Compensation contributions are calculated remains one of the greatest mysteries about insurance for many people—but it doesn’t have to be. Discover how we break it down and what you can do to lower your contribution.

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July 24, 2019

Workers’ Compensation Price Affected by Class Codes

Employee classification remains a powerful influencer in pricing this type of coverage. Find out how you can utilize them inside.

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April 16, 2019

New Malicious Attack Coverage

Even more protection for Property and Liability members

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March 28, 2018

Ask the Experts: What is Business Income coverage?

The CSD Pool includes up to $250,000 for Business Income including Extra Expense/Rental Income for a covered loss. Business Income will pay for net profit or net income that would usually be earned by normal operations had there not been a loss, including payroll.

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April 11, 2017

Ask the Experts: Covenant Enforcement

Members must disclose their participation in covenant enforcement for underwriting purposes and remit a nominal charge based on the number of homes. This allows us to provide coverage for any unforeseen risks involved with this type of exposure without having to raise rates for every member.

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