• April 11, 2006

    The ‘Going and Coming’ Rule

    For employees who have a fixed place of employment, injuries that may occur in their normal driving to and from work are generally held not to be compensable because such travel is not considered an activity that arises from employment. This is often referred to as the “going and coming rule.”

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  • January 2, 2006

    Drugs in the Workplace

    Substance abuse can create a wide array of common workplace problems such as tardiness, absenteeism, theft, impaired judgment, lost productivity, turnover, difficulty interacting with co-workers, injury to self or others, and performance issues.

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  • January 2, 2006

    Do You Employ Undocumented Workers?

    The Workers’ Compensation Act of Colorado does not exclude Workers’ Compensation coverage for undocumented workers. In fact, Colorado statute [8-40-202 (1) (b)] specifically says:

    …an “employee” is any person under any contract of hire, express or implied, including aliens and minors, whether lawfully or unlawfully employed, is deemed an employee and entitled to the maximum benefits provided by Workers’ Compensation…

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  • January 3, 2005

    Do You Know the Risks of Renting Equipment?

    Accidents involving rented items such as lifts, forklifts, trailers, tents and chairs posed the greatest risks for consumers and were associated with the highest numbers of fatalities, injuries and damages in the equipment rental industry, according to the findings of a recent St. Paul Travelers study.

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  • April 2, 2003

    Ten Things You Should Know About Mold

    If you are not familiar with the term “toxic mold,” you are part of a dwindling group. The subject reared its ugly head in Texas and is now the source of market restrictions and new exclusionary language and class action lawsuits. Most if not all insurers have specific exclusionary language that excludes mold from liability and first party property coverages.

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