Workers’ Compensation Articles

October 23, 2019

Ask the Experts: Is Horseplay Covered by Workers’ Compensation?

Maintaining a zero-tolerance policy for horseplay is a critical loss-prevention tool for districts to discourage unsafe behavior in the workplace. Find out what effects horseplay in the workplace can have on claims and your workers’ compensation.

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October 23, 2019

Ask the Experts: What Determines My Workers’ Compensation Contribution?

How Workers’ Compensation contributions are calculated remains one of the greatest mysteries about insurance for many people—but it doesn’t have to be. Discover how we break it down and what you can do to lower your contribution.

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October 23, 2019

Hope in Unlikely Places

Denver residents voted this year to decriminalize psilocybin, also known as magic mushrooms. These and other non-traditional drugs are showing great promise in complementing psychotherapy as treatment for post traumatic stress, anxiety, and depression. Here’s what all that means for Colorado residents and first responders.

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July 24, 2019

Workers’ Compensation Price Affected by Class Codes

Employee classification remains a powerful influencer in pricing this type of coverage. Find out how you can utilize them inside.

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October 19, 2018

Sit-Stand Desks and Employee Health

Find out the basics on sit-stand desks and how they can help employee health and safety outcomes.

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October 17, 2018

Ask the Experts: Independent Contractors

CSD Pool’s expert, Lei Shi, answers how independent contractors are covered under our Workers’ Compensation coverage.

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July 10, 2018

Nurse Triage Program Improving Workers’ Compensation Costs

Our new Nurse Triage program will allow your injured employees to call in and speak to a nurse at the time of injury and determine whether they need to go to a healthcare provider or can care for the injury themselves.

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July 10, 2018

Ask the Experts: Reporting Payroll for WC Coverage

It is very important that you be as accurate as possible. As you may know, workers’ compensation contributions are based on the job duties and payroll of those covered.

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March 28, 2018

Ask the Experts: Notice of Occurrence

A notice of occurrence simply means notifying your insurance company of an incident, which can help your organization in several ways: preventing further damage to its property as well as paying fewer out-of-pocket costs.

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March 26, 2018

Ask the Experts: What are ‘incident rates’ and how are they calculated?

You may not be familiar with the concept of an incident rate because, unlike most employers, special districts are not required to report workplace injuries and fatalities to OSHA. The incident rate is a benchmark created by OSHA to illustrate the number of injuries reported by a given employer.

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