Property Articles

October 28, 2021

2022 Property and Liability Renewal Details

Based on the performance of the CSD Pool program, the 2022 renewal will bring rate and coverage changes under both Property and Liability.

May 24, 2021

Updates from the Hail Capital

Colorado often receives 3-4 big hailstorms annually, each one totaling up to $25 million in insured damages, at minimum. Why are the hailstorms of the Centennial state so extreme?

November 2, 2020

Wildfires, Floods, and What Comes After

Both of these costly events can damage your facilities, but being prepared for their aftermath is just as important as being prepared for the events themselves

October 30, 2020

Dangers of Electrical Disruptions

Loss of electricity is a lot more common than it used to be, and there are more dangers than you may think.

January 23, 2020

How Much Does Business Interruption Coverage Cost?

Understanding what indirect damages may affect an organization can make the difference when it comes to keeping the doors open and staff on payroll.

January 2, 2019

Ask The Experts: Do I Need Business Interruption Coverage?

If your operations are shut down due to a loss, do you have the coverage to keep the doors open?

December 28, 2018

De-Winterizing Your Property

With warmer weather coming, how do you wake your buildings and plumbing systems from winterization?

July 10, 2018

Ask the Experts: Hail Coverage

As we all know, hail in Colorado can cause a huge amount of damage. The damage and repairs from hail storms can lead to lost business and service interruptions. In the past five years, we have paid out more than $6 million for losses caused by hail, which includes over $1 million each in 2016 and 2017.

March 28, 2018

Ask the Experts: What is Business Income coverage?

The CSD Pool includes up to $250,000 for Business Income including Extra Expense/Rental Income for a covered loss. Business Income will pay for net profit or net income that would usually be earned by normal operations had there not been a loss, including payroll.

March 28, 2018

Ask the Experts: Flood coverage

Unlike outside flood programs, ours is automatic for all scheduled property. We cover your assets for up to $2,000,000. For some, this limit may cover the repair of their facilities.