Both of these costly events can damage your facilities, but being prepared for their aftermath is just as important as being prepared for the events themselves
READLoss of electricity is a lot more common than it used to be, and there are more dangers than you may think.
READUnderstanding what indirect damages may affect an organization can make the difference when it comes to keeping the doors open and staff on payroll.
READIf your operations are shut down due to a loss, do you have the coverage to keep the doors open?
READWith warmer weather coming, how do you wake your buildings and plumbing systems from winterization?
READAs we all know, hail in Colorado can cause a huge amount of damage. The damage and repairs from hail storms can lead to lost business and service interruptions. In the past five years, we have paid out more than $6 million for losses caused by hail, which includes over $1 million each in 2016 and 2017.
READThe CSD Pool includes up to $250,000 for Business Income including Extra Expense/Rental Income for a covered loss. Business Income will pay for net profit or net income that would usually be earned by normal operations had there not been a loss, including payroll.
READUnlike outside flood programs, ours is automatic for all scheduled property. We cover your assets for up to $2,000,000. For some, this limit may cover the repair of their facilities.
READA notice of occurrence simply means notifying your insurance company of an incident, which can help your organization in several ways: preventing further damage to its property as well as paying fewer out-of-pocket costs.
READSubrogation refers to the act of substituting one thing for another. In the case of a covered loss, it means substituting one person (a third party found to be at fault) for another person (the original covered party).
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